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Metal Supply on Credit, Backed by Smart Supply Chain Finance

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“We help manufacturers, traders and processors secure reliable metal supplies on credit while optimizing their working capital and cash conversion cycle with partner NBFC and programs”

who we are

Who we are

We are a specialized Metal supply chain and distribution firm supplying ferrous and non‑ferrous metals on structured credit terms to quality‑conscious buyers across manufacturing, engineering, infrastructure and EPC sectors.

Combining deep commodity expertise with supply chain finance solutions, the company enables clients to unlock liquidity from their trade flows instead of blocking cash in inventory and payables.

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What we offer

Open credit and structured payment terms aligned to your production and sales cycle. Customized limits based on your financials, banking lines and transaction history.

Buyer‑side and vendor‑side SCF programs through multiple NBFCs and banks, helping both parties access lower‑cost liquidity. Digital onboarding and invoice workflows that give real‑time visibility on approved limits, outstanding and upcoming dues.

Early payment options for your vendors based on your credit strength, improving their cash flow without burdening your balance sheet. Structured dealer financing so your downstream channels can lift higher volumes without blocking their own working capital.

Guidance on improving Days Payables Outstanding (DPO), Days Sales Outstanding (DSO) and inventory days to shorten cash conversion cycles. Support in structuring LC, BG, invoice discounting or SCF lines with partner lenders where required.

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What we offer

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buyer-benefits

Benefits for buyers

Improved working capital and CCC

Ability to buy optimal quantities and lock prices when needed, without fully upfront cash, stabilizes production planning.

Extended but disciplined payment terms reduce immediate cash outflow and reliance on high‑cost working capital limits, helping to shorten the cash conversion cycle.

Access to multiple financing partners

We have Tie‑ups with several NBFCs and lenders ensure alternative funding routes if one bank is fully utilized or slow to respond.

Programs can be structured as supply chain finance, invoice discounting, or dealer finance depending on your profile.

Operational reliability

Assured, contract‑backed supply of metals reduces stock‑out risk and production stoppages, and improves business efficiency.

Integrated documentation, e‑invoicing and reconciliations minimize disputes and save internal finance team bandwidth and costs.

buyer-benefits

Benefits for suppliers

Faster payments at lower cost

Vendors can opt for early payment against approved invoices through SCF partners, often at rates linked to the buyer’s stronger credit profile.

This reduces dependence on unsecured business loans or informal credit, improving margins and financial ratios.

Stronger, long‑term relationships

Predictable cash flows & transparent payment visibility encourage vendors to allocate more capacity, better quality & priority service.

Structured programs reduce disputes over aging, interest and deductions, leading to smoother year‑end closures.

Faster business through scalable financing

With access to structured supply-chain finance programs, vendors can accept larger orders without stressing their balance sheets.

This enables suppliers to expand capacity, improve service levels, and grow alongside large buyers without liquidity constraints.

ServicesMetalbookTraditional Metal Supplier
Credit termsStructured, analyzed, linked to SCF/partner limitsBasic trade credit based on relationship only
Financing optionsMulti‑NBFC / bank SCF, vendor and dealer financeUsually none; client manages own banking
Working capital impactDesigned to shorten CCC and free cashOften lengthens CCC due to rigid terms
Risk managementDocumented credit policy, limits, monitoringAd‑hoc exposure, limited analytics
Digital visibilityDashboards on invoices, limits, utilizationsManual statements, low transparency
Relationship approachPartnership on both buy and sell side of supply chainPurely transactional price‑driven deals
How it works
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PROFILE AND REQUIREMENT DISCUSSION

Understand your metal requirements, current credit lines, and working capital cycle. Tell Metalbook your annual metal requirement, key projects, and current credit/working capital structure.

CREDIT AND SCF EVALUATION

Assess internal limits and map eligible NBFC/bank programs for you, your vendors, or your dealers.

ONBOARDING AND DOCUMENTATION

Complete digital KYC and documentation, then start ordering metals and services on credit with full visibility on limits and dues SCF platform onboarding with minimal friction

GO-LIVE AND ONGOING SUPPORT

Begin supplies on agreed terms, continuous monitoring of limits, pricing and CCC impact with periodic reviews.

PROFILE AND REQUIREMENT DISCUSSION

PROFILE AND REQUIREMENT DISCUSSION

Understand your metal requirements, current credit lines, and working capital cycle. Tell Metalbook your annual metal requirement, key projects, and current credit/working capital structure.

CREDIT AND SCF EVALUATION

CREDIT AND SCF EVALUATION

Assess internal limits and map eligible NBFC/bank programs for you, your vendors, or your dealers.

ONBOARDING AND DOCUMENTATION

ONBOARDING AND DOCUMENTATION

Complete digital KYC and documentation, then start ordering metals and services on credit with full visibility on limits and dues SCF platform onboarding with minimal friction

GO-LIVE AND ONGOING SUPPORT

GO-LIVE AND ONGOING SUPPORT

Begin supplies on agreed terms, continuous monitoring of limits, pricing and CCC impact with periodic reviews.

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Get in Touch

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Frequently asked Questions

Credit limits are customized based on your financials, banking relationships, and transaction history. We assess your annual metal requirement, current working capital cycle, and credit profile to determine appropriate limits. Limits typically range based on your business size and can be structured through our internal credit or partner NBFC programs for larger requirements.

Supply chain finance allows you to extend payment terms while giving your vendors the option for early payment. When you receive materials and invoices are approved, vendors can choose to receive early payment through our NBFC partners at discounted rates. You pay on the extended terms while vendors get faster cash flow. This benefits both parties and improves overall supply chain efficiency.

Typical documentation includes GST returns, banking statements (6-12 months), financial statements, existing credit facilities details, and business KYC documents. For SCF programs, we also review your receivables aging and customer payment patterns. Our digital onboarding process makes submission simple and approval timelines are typically 3-7 working days depending on complexity.

Yes, that`s a core benefit. By extending your payment terms on metal purchases while maintaining or improving collection from your customers, you reduce the cash tied up in working capital. We provide advisory support to help optimize DPO (Days Payables Outstanding), DSO (Days Sales Outstanding) and inventory days. Most clients see measurable CCC improvement within 2-3 months of starting the program.